Usaa Routing Number

What is USAA routing number

People working in the military of the U.S are provided financial services by the USAA federal savings bank. Their families are also served by the USAA bank. All those people who have their personal accounts in USAA bank will be required to know the USAA routing number sooner or later. The USAA routing number is also known as the ABA number.

Some of the common services that are provided by the USAA bank are:

  1. Life insurance services
  2. Financial planning
  3. Investment planning

It should be noted that every person who has an account in the USAA bank should know the USAA routing number. USAA also provides the best customer services. People can contact the bank for any problem. For example, there is a USAA insurance phone number that deals with the problems of the customers arising while rendering insurance services.

Why is USAA routing number required?

There are many processes in USAA bank that can never be completed without providing USAA routing number. For example, when a person wants to pay the bill through his USAA bank account, he will have to provide the bank account number as well as the USAA routing number.

This routing number is also needed when the person having the USAA bank account wants to send or receive the money through the wire transfer. USAA routing number for direct deposit is also required.

One should know about the USAA wire transfer fee before conducting the transaction.

As a matter of fact, the routing number is not as vivid and open as the account number is emailed to the customer when he opens his account in the USAA bank. Therefore, the person who needs the routing number will have to search for it.

Who is eligible for having a USAA account?

When it comes to opening an account in the USAA bank, the major matter of concern for most of the people is USAA eligibility. According to the rule, all the military personnel including active and retired military people and veterans who have been discharged from the military are eligible for opening account in USAA bank

Apart from military personnel, their family members are also eligible for opening account in USAA bank. The children of the military personnel can also join USAA bank if their parents had their accounts in their life.

One can easily have an account in the USAA bank depending on the USAA bank locations as the routing number varies with the location of the bank.

What is the origin of the routing number?

The concept of USAA routing is not new. Rather, they have been around since 1910. ABA introduced the concept of USAA routing in order to cope with many problems such as bundling. The basic purpose of introducing the routing number is to make the money transaction and direct deposit more secure.

There is one routing number for one USAA bank. The idea behind introducing the routing number is to prevent the cheque from one USAA bank being cashed at the other USAA bank. For example, USAA routing number Texas will be different from the bank in Washington. As the USAA bank address changes, the routing number also changes.

According to the rule, one USAA bank can have at most five routing transit numbers. Routing transit numbers are the same as routing numbers. These transit routing numbers are used by USAA bank for ensuring the secure bill payment and transaction.

According to USAA Federal Savings Bank website. USAA Federal Savings Bank’s ABA number is 314074269.

In our record, USAA Federal Savings Bank has a total of 3 routing numbers.

Routing Number Process FedACH Process Fedwire Location Registered Name
122487129 Y Y San Antonio, TX Usaa Savings Bank
314074269 Y Y San Antonio, TX Usaa Federal Savings Bank
114094041 Y N San Antonio, TX Usaa Federal Savings Bank

Tips for finding USAA routing number?

There are certain ways in which the routing number of USAA bank can be found. Some of them are listed below:

  1. Use a mobile app:

Many USAA banks have designed their mobile app in which the customer can log in for viewing the routing number. The person having an account in the USAA bank should be able to see the routing number under the account number after logging in

Usaa Login on mobile app

  1. Use online banking:

The customers can also use the official website of the USAA bank for viewing account information. In case the customer faces any trouble, he can contact the bank through the phone and email. For this, the customer is required to know the USAA bank phone number and email address. Through online banking, the money can be transferred regardless of the USAA bank hours.

  1. Use paper check:

Paper checks contain the routing number at the bottom. This routing number is written with MICR ink due to which it can easily be recognized by the computer as well.

USAA routing number

Why is the USAA routing number important?

When you want to transfer money online through USAA bank, you should know the USAA routing number. The routing number identifies the bank in which the customer has opened his financial account. A person may see many banks when he tries to transfer the money. The unique routing number eliminates this confusion.

USAA routing numbers for wire transfers

Type of wire transfer USAA routing number
Domestic Wire Transfer 314074269
International Wire Transfer as FFC to USAA account in the USA 314074269
SWIFT Code of the intermediary bank (The Bank of New York Mellon) IRVTUS3NXXX
Account number of intermediary bank 8900624744
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